Few things can disrupt your lifestyle like sickness or injury. Most people have ‘some’ insurance, but is it enough to meet your needs, and structured to meet your budget?
People know that often they have ‘something in super’, but is it enough. Have you ever stopped to consider the impacts and likelihood of being off work for an extended period of time as a result of sickness or injury?
How about the cost of putting your kids through school if you cant work? A recent study showed that it would cost parents nearly $500,000 to put a child through a Private School but even send your child to a Government run school will cost parents nearly $70,000 over the period.
How will that get paid if you can’t work? No one likes to thing of the worst case scenarios, but if something did go wrong, can you afford not to be covered?
At Accrue Financial we aim to give our clients the best chance to achieve the goals they have. We feel that it would be a breach of our duty of care if we did not consider how we were going to protect our clients income, before we looked at the fun things that you wanted to do with it.
Taking out a protection plan, and maintaining it, can help you navigate life’s curve balls, and make it more likely that you will continue to be able to have a sense of normalcy, at least financially, while you recover.