I have used Steve both for my own needs and then recommended him to family members. Steve has a great store of knowledge and explains things very very well so that everyone can understand his suggestions, the benefits, the costs and the expected results. I would have no hesitation in recommending Steve to anyone, and feel that the options he offered and the advice he gave were really the ones that were best for each circumstance. Steve sorted out all my insurance needs after i created my own company, as well as offering suggestions on future wealth creation. Steve then assisted older family members with estate planning and asset management. We were all very happy with his assistance.